Â
Overview
ScrollToExplore (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit and use our website, including our loan calculators, mortgage calculators, investment calculators, savings calculators, tax calculators, and other financial tools.
By using ScrollToExplore, you agree to the practices described in this Privacy Policy. If you do not agree with this policy, please discontinue use of our website.
Important Notice
Our calculators operate entirely within your browser. We do not store, save, or transmit the financial information you enter into our calculators. All calculations are processed on your device.
Who We Are
ScrollToExplore is an online financial education and calculator platform designed to help users make informed financial decisions through free tools and educational content.
We are:
- A financial tools and content website
- Not a lender, broker, bank, or financial advisor
- Not responsible for approving or issuing loans
- Providing calculators for educational and informational purposes only
Our services are primarily intended for users in the United States and Canada.
Information We Collect
Information You Provide Directly
We may collect personal information when you voluntarily provide it to us, including:
- Name
- Email address
- Messages submitted through contact forms
- Newsletter subscriptions
- Comments and feedback submitted through the website
Information Collected Automatically
When you visit our website, we may automatically collect:
- IP address
- Browser type and version
- Device information
- Operating system
- Pages visited
- Referring websites
- Date and time of access
- Usage statistics
- Site interaction data
Calculator Data
All information entered into our calculators, including:
- Loan amounts
- Interest rates
- Income figures
- Property values
- Investment amounts
- Savings projections
is processed entirely within your browser and is not stored on our servers.
How We Use Your Information
We may use collected information to:
- Operate and maintain the website
- Improve website performance and user experience
- Analyze website traffic and usage trends
- Respond to inquiries and support requests
- Send newsletters and updates (if subscribed)
- Detect and prevent fraud or misuse
- Ensure website security
- Comply with legal obligations
- Display relevant advertisements
Cookies and Tracking Technologies
We use cookies and similar technologies to improve website functionality and user experience.
Types of Cookies We Use
Essential Cookies
Required for website functionality and security.
Analytics Cookies
Help us understand how visitors use our website.
Advertising Cookies
Used to display relevant advertisements and measure advertising performance.
Preference Cookies
Remember user preferences and settings.
Managing Cookies
Most web browsers allow you to:
- View cookies
- Delete cookies
- Block cookies
- Control cookie settings
Please note that disabling cookies may impact certain website features.
Third-Party Services
We may use trusted third-party services to support our website operations, including:
Google Analytics
Used to analyze website traffic and visitor behavior.
Google AdSense
Used to display advertisements.
Google Fonts
Used for website typography.
Cloudflare
Used for website security, performance, and content delivery.
Email Service Providers
Used to deliver newsletters and email communications.
Each third-party provider maintains its own privacy policy governing its handling of data.
Affiliate Links
Some pages on ScrollToExplore may contain affiliate links. If you click on an affiliate link and complete an action, we may receive a commission at no additional cost to you.
Affiliate relationships do not influence calculator results or financial estimates.
Data Sharing and Disclosure
We do not sell, rent, or trade personal information.
We may share information only in the following situations:
Service Providers
With trusted vendors that help us operate the website.
Legal Requirements
When required by law, court order, or governmental request.
Protection of Rights
To protect our users, website, business operations, or public safety.
Business Transfers
If ScrollToExplore is involved in a merger, acquisition, or asset sale.
With Your Consent
When you explicitly authorize us to share information.
Data Retention
We retain personal information only as long as necessary.
Contact Form Submissions
Up to 2 years after the last communication.
Newsletter Subscribers
Until you unsubscribe, plus a reasonable processing period.
Analytics Data
Retained in aggregated or anonymized form as permitted by analytics providers.
Log Data
Retained for security and troubleshooting purposes.
Calculator Inputs
Never stored or retained.
Your Privacy Rights
Depending on your location, you may have rights regarding your personal information.
Right to Access
Request access to personal information we hold about you.
Right to Correction
Request corrections to inaccurate information.
Right to Deletion
Request deletion of your personal information, subject to legal obligations.
Right to Withdraw Consent
Withdraw consent for marketing communications at any time.
Right to Manage Cookies
Control cookie settings through your browser.
To exercise any privacy rights, please contact us using the information below.
Security
We use industry-standard security measures to protect personal information, including:
- Secure HTTPS encryption
- Access controls
- Website monitoring
- Security reviews and updates
- Trusted hosting infrastructure
However, no online system can guarantee complete security. We recommend never submitting sensitive financial credentials or passwords through website forms.
Children’s Privacy
ScrollToExplore is intended for users who are at least 18 years old.
We do not knowingly collect personal information from children under the age of 13. If we become aware that such information has been collected, we will promptly delete it.
Parents or guardians who believe a child has submitted personal information may contact us for assistance.
California Privacy Rights (CCPA)
California residents may have additional rights, including:
- Right to know what personal information is collected
- Right to request deletion of personal information
- Right to know whether information is sold
- Right to non-discrimination for exercising privacy rights
ScrollToExplore does not sell personal information.
Canadian Privacy Rights (PIPEDA)
Canadian residents may have rights under the Personal Information Protection and Electronic Documents Act (PIPEDA), including:
- Access to personal information
- Correction of inaccurate information
- Withdrawal of consent
- Filing complaints with appropriate privacy authorities
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in:
- Legal requirements
- Technology
- Website features
- Business practices
Any updates will be posted on this page with an updated revision date.
Continued use of the website after changes are published constitutes acceptance of the revised policy.